Property tax advisers
Practical tax advice for property decisions before you buy, sell, refinance, transfer, develop, restructure or pass property on. We work with landlords, investors, developers, property companies, individuals and their solicitors.
We advise on property transactions, rental income, Capital Gains Tax, Stamp Duty Land Tax, VAT and ownership structures. This includes setting up and operating property companies, while considering transfer taxes, borrowing costs, profit extraction and ongoing compliance together rather than in isolation.
Whether you are acquiring a first investment property, managing a growing portfolio or planning a family change, the starting point is the proposed transaction and your wider objectives.
Service directory
Some services have a dedicated information page. Where a specialist page is being developed, the enquiry link opens a pre-filled contact form so you can explain the transaction directly to us.
We review the purchase facts, applicable rates, additional-property surcharge, mixed-use treatment and whether a relief or a historic return requires careful checking. SDLT applies in England and Northern Ireland; Scotland has LBTT and Wales has LTT.
Explore Stamp Duty Land Tax adviceFor developers, we consider development profits, the distinction between trading and investment activity, business structure and project-specific tax planning before commitments are made.
Discuss property developer tax adviceWe provide tax input before exchange or completion, for ownership changes and transaction reporting. This helps the client and their solicitor identify tax questions without stepping into legal work.
Discuss transaction tax supportRefinancing can raise questions about borrowing purpose, interest treatment, equity release and ownership. We assess the proposed arrangement and its tax implications alongside the lending process.
Discuss property refinancing tax adviceResidential, commercial and mixed-use property can have different VAT treatment. We help identify issues around development, conversions, options to tax and potential reliefs, subject to the transaction facts and eligibility.
Explore VAT advisory for propertyLease premiums, freehold and leasehold structures can affect tax. We analyse the proposed structure and liaise with your solicitor so that tax considerations are addressed in the wider transaction.
Discuss leasehold tax implicationsA transfer proposed to support finance can involve SDLT, CGT, income tax and ownership questions. We review the proposed movement between owners or entities before implementation.
Discuss a transfer for financingAccurate self-assessment and company accounts that claim every allowable expense. We support rental accounts and returns, including the appropriate treatment of finance-cost relief and records for your property business.
Discuss landlord tax returnsIndividual residential landlords may be subject to finance-cost restrictions. We explain how the basic-rate tax reduction applies to relevant finance costs and how it may affect the wider tax calculation.
Discuss Section 24 and finance costsWe review holiday lets and Airbnb-style arrangements for income tax, VAT and ownership considerations. The former furnished holiday lettings regime ended from April 2025, so previous FHL tax advantages should not be assumed.
Discuss short-term letting taxWe help clients respond to HMRC checks, information requests and correspondence relating to property income, transactions or returns, using the records and facts available.
Explore HMRC enquiry supportIf rental income has not been declared correctly, a voluntary disclosure may need careful preparation. This service is distinct from responding to an existing HMRC enquiry.
Explore Let Property Campaign supportConsidering a company is different from transferring property to one. We compare whether incorporation may suit your circumstances, including relief eligibility, funding, tax on transfer and ongoing compliance.
Discuss property incorporation planningWhere a transfer is proposed, we assess the tax consequences and practical implementation. Company ownership is considered alongside transfer taxes, borrowing costs, profit extraction and the company’s continuing obligations.
Discuss transferring property to a companyChanges in ownership between spouses or civil partners can have income tax, CGT, SDLT and mortgage implications. We review the intended beneficial and legal ownership with the relevant documentation.
Discuss a spouse or civil partner transferForm 17 reports qualifying actual beneficial interests for spouses or civil partners; it does not itself transfer ownership or permit an arbitrary income split. We review eligibility, supporting evidence and the 60-day filing deadline.
Discuss Form 17 and beneficial ownershipAdding or removing an owner may involve a change in shares, consideration or mortgage debt. We identify the tax questions before documents are finalised with your solicitor and lender.
Discuss transfer of equity tax adviceWe advise on sales, gifts and transfers of property, including allowable costs, reliefs and reporting. The reporting position depends on residence, the transaction and whether tax is payable.
Explore Capital Gains Tax adviceProperty can be a significant part of an estate. We help clients understand estate exposure, gifting and ownership options before coordinating implementation with legal advisers.
Explore inheritance tax planningProperty transfers or disposals during a separation need careful timing and coordination. We consider tax implications alongside the legal process; legal settlement advice remains with your solicitor.
Discuss property tax on divorce or separationTrust transfers can have entry and ongoing tax consequences, reporting requirements and ownership implications. We work alongside your solicitor to review the tax position before a trust arrangement proceeds.
Explore trust tax adviceWorking with solicitors
We can provide tax analysis for conveyancing, ownership changes, divorce settlements, trusts, lease creation and refinancing. Where appropriate, we liaise with the client’s solicitor and lender on the tax information they need.
This is collaborative support: your solicitor remains responsible for legal advice and legal documents, while your lender or mortgage adviser remains responsible for lending and mortgage advice. Our role is to explain and support the relevant tax analysis, implementation and reporting.
How we help
We start with the property, parties, ownership, funding, timing and the decision you are considering.
We identify the tax rules and practical choices that need checking, with assumptions clearly stated.
We support the tax work alongside solicitors and other advisers, including returns and ongoing compliance where agreed.
Frequently asked questions
Seek advice before you exchange contracts, complete a purchase, change ownership, refinance, incorporate a portfolio, create a trust or agree a disposal. Early advice lets the tax position be considered while the structure and documents can still be reviewed. It does not mean a particular result is available; the outcome depends on the facts.
SDLT can apply to land and property transactions in England and Northern Ireland, but the calculation depends on the property, consideration, buyer and transaction. Different taxes apply in Scotland and Wales. Additional residential property rates are generally 5 percentage points above standard residential SDLT rates, subject to the conditions and exceptions.
Company ownership is not automatically more tax-efficient. A proper comparison considers tax on any transfer into the company, funding and interest treatment, profits, extraction, administration and future sale. Discuss property incorporation planning before changing ownership.
For many individual residential landlords, finance costs are not deducted in calculating taxable rental profit in the usual way. Instead, a basic-rate tax reduction may be available, subject to the statutory calculation. Companies are not subject to those finance-cost restriction rules. The effect on a client depends on their wider income and property business.
No. Form 17 does not change ownership or permit an arbitrary income split. It reports qualifying unequal beneficial interests held by spouses or civil partners, supported by evidence, so their property income can be taxed in accordance with those actual interests. HMRC requires it within 60 days of signing the declaration.
For a UK resident, the 60-day rule generally applies to taxable gains on UK residential property completed on or after 27 October 2021. A non-UK resident generally has to report all UK property or land disposals. The reporting position can vary with residence, property type, reliefs and whether tax is due, so check the facts before relying on a deadline.
Yes. We can provide tax analysis alongside conveyancing, a transfer, refinancing, a trust or a family settlement and communicate with your solicitor where appropriate. We do not provide legal advice or mortgage advice, and the solicitor remains responsible for the legal documents and process.
Tax information checked 28 September 2026. Rules can change and depend on the facts. See current GOV.UK guidance on higher SDLT rates, CGT reporting, the FHL regime abolition and residential landlord finance-cost relief.
Speak to us before you proceed. Share the property, transaction and timing, and we will help you identify the right starting point.